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Writer's pictureVince

2 NEW Money Making Apps That Pay Cash! (My Real Experience)

Updated: Nov 20



What Is MintKarma and How Does It Work?

MintKarma is a points-based money-making app where you complete tasks, play games, and earn points that you can later redeem for real rewards. When you first launch the app, you'll notice your balance at the top left corner, along with your minimum cash-out requirements. For us here in Australia, 5,250 points will get you $3 USD via PayPal. There’s also a daily quest system that gives you extra rewards for being active in the app. Overall, it’s designed to reward consistent use, but whether the effort matches the payout is something we’ll talk about later.


MintKarma Cash-Out Options and Requirements

MintKarma offers a few cash-out options depending on your region. In Australia, you can redeem PayPal cash, Apple gift cards, or Google Play credits. The minimum amounts vary, with PayPal starting at $3 USD, Google Play at $10, and Apple at $15, which is a bit steep in my opinion. If your region isn’t listed, don’t worry—there’s a worldwide option that supports PayPal cash-outs as long as PayPal is available in your country. Just keep in mind that the higher rewards require significantly more points to redeem, which might not suit everyone’s patience levels.


MintKarma Earning Methods: Gaming Offers and Playtime Rewards

The main way to earn on MintKarma is through gaming offers. It’s primarily an offer wall-based system, meaning most tasks are multi-tiered and take time to complete. For example, you might need to reach level 80 in a game to get the final reward, which can take hours. There’s also a playtime rewards area for those who prefer not to do surveys, but even there, you’ll find tasks tied to milestones in the games. I appreciate that this option exists, but the payouts are pretty average to below average. It’s worth noting that MintKarma does track your progress accurately, so at least you know your time isn’t wasted due to technical glitches.


Is MintKarma Worth Your Time?

I’d say MintKarma is legit—it’s from a reputable company, and it does pay out—but whether it’s worth your time depends on how much effort you’re willing to put in. The earning rates aren’t the best, especially compared to other apps, and the minimum cash-outs can feel like a grind to reach. For gamers who enjoy completing long tasks and unlocking milestones, it might be a good fit. But if you’re after quick rewards, you’ll probably find better options elsewhere. Personally, I think they need to boost their reward rates to make it more worthwhile.


Magic Words: A New Givvy App Explained

Magic Words is the latest app from Givvy, and it’s a crossword-style game that earns you money through ad revenue. Every time you complete a puzzle, ads will play, and you’ll earn a small cut of that ad revenue. The app features the same low cash-out minimums as other Givvy apps, starting at $0.35 USD. While the concept is simple and the cash-out options are accessible, the earning rates are painfully slow—around 10 cents per hour in Australia. It’s a neat idea, but whether it’s practical for money-making is up for debate.


Is Magic Words Legit or Just Another Slow Earner?

Magic Words is 100% legit, and the payouts work as promised, but the time it takes to earn even a small amount is disappointing. I tested it myself and was paid out instantly, which is great, but it took me hours to reach that point. The app limits how much you can earn daily, capping your earnings at about 20 to 30 cents. While I like the idea of a casual crossword game with rewards, the low rates and restrictions make it hard to recommend. If you’re after a fun way to pass time, it’s fine, but don’t expect to make much money.

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